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Re: BDO New Website

Posted: Tue Sep 18, 2018 11:23 am
by BlueSpark
Ginge wrote:
BlueSpark wrote:Leave the text here that you think should be included in the post
Absolutely not as some rat will just point him in this direction :D Make it up yourself :DDD:
:DDD:

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:26 am
by nikkiboy
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
Was on holiday in Spain 20 odd years ago and had a phone call from my father in law - 'Nick there won't be any petrol, the country has run out and I just queued for an hour to fill my car up' - (he never let his car go under 3/4 full and did just 5 miles a week to Tesco and back) - 'do you want me to get your keys and fill your van and cars up?'
I told him no and not to believe what it says in the Daily Mail, he told me I'm being stupid and it'll be my fault when I come home and I've got no petrol to go to work and he's not letting me use his car and petrol.

I came home three days later and there was no shortage, no queues and no blockades, no-one ran out, the stations were full and it was all a scare story. People are stupid.

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:27 am
by nikkiboy
BlueSpark wrote:Ha, when I am on my fag break.
How apt.

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:28 am
by BlueSpark
nikkiboy wrote:
BlueSpark wrote:Ha, when I am on my fag break.
How apt.
Post reported

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:30 am
by nikkiboy
BlueSpark wrote:
nikkiboy wrote:
BlueSpark wrote:Ha, when I am on my fag break.
How apt.
Post reported
It's spelled Homophoabic not homeopathic.

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:42 am
by Black Velvet
nikkiboy wrote:
BlueSpark wrote:
nikkiboy wrote:
BlueSpark wrote:Ha, when I am on my fag break.
How apt.
Post reported
It's spelled Homophoabic not homeopathic.
No it isn't.

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:44 am
by Ginge
Nick you idiot.

Re: BDO New Website

Posted: Tue Sep 18, 2018 11:47 am
by nikkiboy
:)

Re: BDO New Website

Posted: Tue Sep 18, 2018 12:12 pm
by Black Velvet
Weird that my post was removed there.

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:17 pm
by Paddy McGinty
What did it say?

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:20 pm
by Paddy McGinty
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:22 pm
by Ginge
Paddy McGinty wrote:
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:32 pm
by el_ringo
Ginge wrote:
Paddy McGinty wrote:
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:39 pm
by nikkiboy
el_ringo wrote:
Ginge wrote:
Paddy McGinty wrote:
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:47 pm
by Paddy McGinty
nikkiboy wrote:
el_ringo wrote:
Ginge wrote:
Paddy McGinty wrote:
Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:53 pm
by nikkiboy
Paddy McGinty wrote:
nikkiboy wrote:
el_ringo wrote:
Ginge wrote:
Paddy McGinty wrote: You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.

Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.

Re: BDO New Website

Posted: Tue Sep 18, 2018 2:56 pm
by BlueSpark
nikkiboy wrote:
Paddy McGinty wrote:
nikkiboy wrote:
el_ringo wrote:
Ginge wrote:
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.

Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
If I could get a 3 tonne reel of fifties out of here do you reckon they could honour that :grin:

Re: BDO New Website

Posted: Tue Sep 18, 2018 3:02 pm
by nikkiboy
BlueSpark wrote:
nikkiboy wrote:
Paddy McGinty wrote:
nikkiboy wrote:
el_ringo wrote:
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.

Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
If I could get a 3 tonne reel of fifties out of here do you reckon they could honour that :grin:
It would be worth a go, how big are your pockets?

Re: BDO New Website

Posted: Tue Sep 18, 2018 3:09 pm
by Paddy McGinty
nikkiboy wrote:
Paddy McGinty wrote:
nikkiboy wrote:
el_ringo wrote:
Ginge wrote:
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.

Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
I'm well aware of that, under new regulations the banks must hold as little as 12% reserves, if a number of large banks went insolvent do you really believe the UK government is in a position to bail out 100's of billions to uk and European investors? Not a chance.

Re: BDO New Website

Posted: Tue Sep 18, 2018 3:20 pm
by nikkiboy
Paddy McGinty wrote:
nikkiboy wrote:
Paddy McGinty wrote:
nikkiboy wrote:
el_ringo wrote:
If they queued to get it out they had it there and then in cash to do as they please

A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.
Makes no difference, if a bank has my money they shouldn't be gambling with it.........
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.

Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
I'm well aware of that, under new regulations the banks must hold as little as 12% reserves, if a number of large banks went insolvent do you really believe the UK government is in a position to bail out 100's of billions to uk and European investors? Not a chance.
Makes your statement even more silly if you are aware of the situation, has always been the way though and a couple of years ago Co-op bank were in a worse state than Northern Rock but it was handled differently and not reported the same hence no run on the bank. Like I said people are idiots.