Re: BDO New Website
Posted: Tue Sep 18, 2018 11:23 am
Ginge wrote:Absolutely not as some rat will just point him in this direction Make it up yourselfBlueSpark wrote:Leave the text here that you think should be included in the post
Ginge wrote:Absolutely not as some rat will just point him in this direction Make it up yourselfBlueSpark wrote:Leave the text here that you think should be included in the post
Was on holiday in Spain 20 odd years ago and had a phone call from my father in law - 'Nick there won't be any petrol, the country has run out and I just queued for an hour to fill my car up' - (he never let his car go under 3/4 full and did just 5 miles a week to Tesco and back) - 'do you want me to get your keys and fill your van and cars up?'Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
How apt.BlueSpark wrote:Ha, when I am on my fag break.
Post reportednikkiboy wrote:How apt.BlueSpark wrote:Ha, when I am on my fag break.
It's spelled Homophoabic not homeopathic.BlueSpark wrote:Post reportednikkiboy wrote:How apt.BlueSpark wrote:Ha, when I am on my fag break.
No it isn't.nikkiboy wrote:It's spelled Homophoabic not homeopathic.BlueSpark wrote:Post reportednikkiboy wrote:How apt.BlueSpark wrote:Ha, when I am on my fag break.
You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.Paddy McGinty wrote:You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.Paddy McGinty wrote:You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.Paddy McGinty wrote:You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.Paddy McGinty wrote:You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.Ginge wrote:Was a bit like all those morons who queued for days to get their money from Northern Rock when the amount they had in there would have been covered by the government financial compensation scheme.
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.Paddy McGinty wrote:Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.Paddy McGinty wrote: You idiot those were the ones with more than 75k in their bank account i think its risrn to 80 now.
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
If I could get a 3 tonne reel of fifties out of here do you reckon they could honour thatnikkiboy wrote:I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.Paddy McGinty wrote:Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.
Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
It would be worth a go, how big are your pockets?BlueSpark wrote:If I could get a 3 tonne reel of fifties out of here do you reckon they could honour thatnikkiboy wrote:I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.Paddy McGinty wrote:Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:
If they queued to get it out they had it there and then in cash to do as they please
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.
Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
I'm well aware of that, under new regulations the banks must hold as little as 12% reserves, if a number of large banks went insolvent do you really believe the UK government is in a position to bail out 100's of billions to uk and European investors? Not a chance.nikkiboy wrote:I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.Paddy McGinty wrote:Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:If they queued to get it out they had it there and then in cash to do as they pleaseGinge wrote:
No I remember people being interviewed on the telly in the queue who only had a few bloody grand in the accounts.
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.
Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.
Makes your statement even more silly if you are aware of the situation, has always been the way though and a couple of years ago Co-op bank were in a worse state than Northern Rock but it was handled differently and not reported the same hence no run on the bank. Like I said people are idiots.Paddy McGinty wrote:I'm well aware of that, under new regulations the banks must hold as little as 12% reserves, if a number of large banks went insolvent do you really believe the UK government is in a position to bail out 100's of billions to uk and European investors? Not a chance.nikkiboy wrote:I've got news for you, they are - now, all banks, that is how they make money by lending to others and by the time they've written off bad debts, i.e. negative equity mortgages, bankruptcy, IVAs etc. they never have enough money to pay back everyone they owe money to.Paddy McGinty wrote:Makes no difference, if a bank has my money they shouldn't be gambling with it.........nikkiboy wrote:If the paper had not run the story then they would not have queued, there would not have been a run on the bank and no-one would have been any the wiser. These situations happen with every bank or building society and if all savers walked into Lloyds tomorrow and demanded their money the bank would not have enough money to pay out, until a couple of years ago when the rules were changed most banks were technically insolvent.el_ringo wrote:
If they queued to get it out they had it there and then in cash to do as they please
A claim through any government compo scheme would of taken months if not longer with 100's of hoops to jump through and possible awkward questions to answer over the origin of the money so really I don't blame them for queuing !
Why do you think the government scheme exists? to reassure savers to keep their money in the bank.
Incidentally look in your pocket and pick any bank note, now if everyone who had one of these wandered down to Threadneedle Street and demanded their £5, £10, £20, £50 worth of gold for each note the Bank Of England would not have enough gold to pay them out, not only banks Pads.